Year-End Tax Plan
Take advantage of year-end strategies to reduce your tax bill before tax time arrives.
Don't just report your taxes, strategically plan for them. Our Year-End Tax Plan helps you stop focusing on tax compliance and start focusing on tax savings. We develop a personalized game plan to help you make smart, proactive moves before December 31st, so you can optimize this year's tax outcome and position yourself for significant savings in the years ahead. We focus on strategies like timing income, maximizing deductions, and leveraging credits to help you keep more of your hard-earned money and achieve your broader financial goals.
The Plan
What's Included: The Year-End Tax Plan is a tailored guide designed to help you make timely decisions that reduce your tax bill and minimize surprises come tax time. Common areas of planning may include:
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Roth conversions
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Retirement contribution and distribution planning
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Tax-loss harvesting and tax-gain harvesting
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Charitable giving and gifting strategies
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Education savings strategies
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Income and deduction timing
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IRMAA planning
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ACA premium subsidy planning
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Estimated tax payments and withholding review
The Process
How it works: The Year-End Tax Plan process typically begins in November and involves the following steps:
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Document Upload: You'll securely upload your most recent financial documents to our online portal using a tax-planning checklist that we provide.
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Information Review: We'll review the documents you uploaded to our portal and analyze relevant tax strategies. These documents typically include pay stubs, investment account activity, prior year tax returns, and any other information that may impact your tax situation. After we've completed our information review, we'll schedule your Year-End Tax Plan meeting.
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Plan Meeting: We’ll meet to present your personalized Year-End Tax Plan in an educational format designed to ensure you understand not just the actions we recommend, but why they’re beneficial.